Share Certificates
A better deal on your savings
This account offers stellar rates on longer terms.
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Overview
The rate you deserve
We are currently offering superb rates on our Share Certificates, so you can save up for the things that matter most.
Enjoy rates as high as 2.50% APY on a 36 month term—you’ll be hard-pressed to find that at most banks. We also have special bonus rates available when you pair your Share Certificate with another service. Receive a 0.25% APY Relationship Bonus Rate with any active checking account or Visa Credit Card from us, or a loan or line-of-credit of $5,000 or more.
- Rates as high as 2.50% APY on 36 month terms
- Special bonus rates available when you have a Mag Fed loan, credit card, or checking account
- Provides more guarantee than other risky investments
- A wide range of terms available (from 3 months to 5 years)
- No setup or maintenance fees
- Note: special discounts can only be used one at a time
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Rates
Rates
Share Certificates
Term Minimum Balance Required Rate APY 3 Months $1,000 0.250% 0.25% 6 Months $1,000 0.300% 0.30% 12 Months $1,000 1.250% 1.26% 18 Months $1,000 1.350% 1.36% 24 Months $1,000 1.500% 1.51% 30 Months $1,000 1.650% 1.66% 36 Months $1,000 2.000% 2.02% 42 Months $1,000 2.100% 2.12% 48 Months $1,000 2.250% 2.27% 60 Months $1,000 2.500% 2.53% -
FAQs
Frequently Asked Questions
Is there a minimum opening deposit?Yes. Our current minimum deposit for opening a Share Certificate is $1,000.
Open your Share Certificate online
Did you know you can open your Share Certificate right here online? Save a trip and start saving.
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