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Share Certificates

A better deal on your savings

This account offers stellar rates on longer terms.

Overview
The rate you deserve

We are currently offering superb rates on our Share Certificates, so you can save up for the things that matter most.

Enjoy rates as high as 2.50% APY on a 36 month term—you’ll be hard-pressed to find that at most banks. We also have special bonus rates available when you pair your Share Certificate with another service. Receive a 0.25% APY Relationship Bonus Rate with any active checking account or Visa Credit Card from us, or a loan or line-of-credit of $5,000 or more.
Rates as high as 2.50% APY on 36 month terms

Special bonus rates available when you have a Mag Fed loan, credit card, or checking account

Provides more guarantee than other risky investments

A wide range of terms available (from 3 months to 5 years)

No setup or maintenance fees

Note: special discounts can only be used one at a time

Rates

Share Certificates

Term	Minimum Balance Required	Rate	APY
3 Months	$1,000	0.250%	0.25%
6 Months	$1,000	0.300%	0.30%
12 Months	$1,000	1.250%	1.26%
18 Months	$1,000	1.350%	1.36%
24 Months	$1,000	1.500%	1.51%
30 Months	$1,000	1.650%	1.66%
36 Months	$1,000	2.000%	2.02%
42 Months	$1,000	2.100%	2.12%
48 Months	$1,000	2.250%	2.27%
60 Months	$1,000	2.500%	2.53%

FAQs

Frequently Asked Questions

Is there a minimum opening deposit?
Yes. Our current minimum deposit for opening a Share Certificate is $1,000.

How does a Share Certificate work?
With a Share Certificate, you agree to set your money aside for a certain amount of time (called a term), in exchange for a higher interest rate. The more you set aside, the higher the interest. If you withdraw your money before the end of the term, you'll have to pay a penalty.

HELP

For more information or if you have a question, please get in touch with us.
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Did you know you can open your Share Certificate right here online? Save a trip and start saving.

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